Split the bill.
One Tap. Done.
Someone pays, the group chat turns into a debt tracker, and you're the one sending awkward reminders. OneTap ends that — one card tap, and everyone's share leaves their account at the same time.
Built for uni students in Australia. No spam, ever.
1
tap to pay
$0
fronted by anyone
0
reminders sent
100%
settled on the spot
Split the bill.
Not the friendship.
One tap covers the whole table — everyone pays their own share, instantly, from their own account.
Enter the total, add who's in, split evenly or set custom amounts. Done before anyone reaches for their wallet.
Everyone gets a ping, sees their share, and approves with Face ID from their own phone. You approve every cent before it moves — no surprise debits, ever.
The shared OneTap card activates and you tap it like any other card. Each person's share leaves their own account at the same moment. Nobody fronts. Nobody chases.
ONETAP
Thursday noods
Boring on purpose, where it counts.
Regulated payment rails
Payments run on licensed Australian payment infrastructure — not our own servers, and never a spreadsheet.
You approve every cent
Nothing leaves your account without your Face ID approval on that exact amount. Decline, and you're simply not charged.
Card details stay with your bank
We never see or store your card number. Encrypted end to end, the way payments should be.
Why this exists.
Fronting the bill isn't a favour, it's a loan you never agreed to make. OneTap makes the number $0, permanently.
$926
is what the average adult is owed by their mates — for dinners, rides and trips they fronted.
PayPal consumer survey (US)
$37
unpaid is all it takes for quiet resentment to start.
Consumer research
90 days
“they’ll get me back” officially becomes a grudge.
Consumer research
43%
would end a friendship over an unpaid debt.
Bank of America
The fine print, minus the fine print.
Yes. Payments run on regulated Australian payment infrastructure, your card details never touch our servers, and nothing is charged without your explicit Face ID approval on the exact amount.
Then they're not charged — simple as that. You'll see who's in and who's pending before you tap, so you're never silently left covering someone. You can nudge them in-app, so the group chat stays a group chat.
Free for students during early access. If that ever changes, we'll tell you before it does — no surprise fees, that would be a bit rich for an app built to stop surprise debts.
We're building now and onboarding the waitlist first, campus by campus. Join up and you'll be among the first in — and you'll hear from us the moment your uni goes live.
Building in public.
Notes from our team as we take OneTap from a pitch-night idea to your campus.
Never chase a mate again.
Dinner, bowling, the padel court, the festival ticket — join the waitlist and be first in when OneTap lands on your campus.
No spam, ever. Unsubscribe anytime.